Blog
- Feb 22, 2023
Alphabet Soup for Housing Institutions in Canada
Canada’s housing market is closely monitored by the government and financial institutions to ensure that it remains stable and sustainable.
Read More
- Feb 01, 2023
How to Unlock Maximum Savings with a Mortgage Renewal in Canada
Did you know that 27% of Canadian mortgage-holders allow their mortgages to automatically renew without a second thought?
Read More
- Jan 04, 2023
Take Charge of Your Future: How Financial Planning Can Help You Achieve Financial Freedom
The time-money trade-off is the idea that the more time you have to save or invest, the more money you will be able to accumulate.
Read More
- Dec 04, 2022
Why Do I Need to Pay a CMHC Premium on my Mortgage?
We get it. Extra fees, premiums, and varying interest rates are annoying. What do they even mean? What is their role in a mortgage? Today let’s break down the concept of insured mortgages, a.k.a. CMHC premiums.
Read More
- Nov 04, 2022
Easily Explain to Me: What’s a Mortgage Pre-Approval Versus a Pre-Qualification?
A mortgage pre-approval is the process of confirming an individual’s creditworthiness prior to having a mortgage purchase contract in place. It is the initial process that qualifies an individual for a loan based on the information they have provided – i.e., credit, debt, employment history, and income. It indicates to sellers that you are eligible to obtain financing and acts as a financial security blanket when home shopping.
Read More
- Oct 04, 2022
The Urban Dictionary of Construction and Pre-Construction Mortgages
Construction and pre-construction mortgages…what does it all mean? Aren’t they the same thing, except one has “pre” at the beginning? Not quite. Let’s explore these concepts together.
Read More
- Sep 01, 2022
How Easy is it for Foreigners to Secure a Mortgage in Canada?
Obtaining a mortgage in Canada is relatively easy for foreigners and newcomers to the country because there are very few restrictions that limit foreigners from purchasing a property. In fact, the homebuying process is like the one that Canadian citizens follow! Let’s take a look…
Read More
- Aug 05, 2022
Don't Discount Rent-To-Own
Rent-to-Own (RTO) is an agreement between a landlord and tenant in which the tenant agrees to rent the property for a certain period and has an option to buy before the lease expires.
Read More
- Jul 06, 2022
How Can a Mortgage Broker Help You When Interest Rates are Rising?
Inflation, rising interest rates, increasing housing prices – it can all be overwhelming! What could possibly be next?! Let’s break it down and talk about how rising interest rates correlate to homeownership.
Read More
- Jun 08, 2022
Understanding Mortgage Renewals
Mortgage renewals are the bread and butter of home ownership. Not really, but they are EXTREMELY important.
Read More